MICRO HOUSING FINANCE

Micro Housing Finance Corporation Limited (“MHFC”) was incorporated on May 16, 2008 with the objective to provide housing finance for lower income households (mostly in the informal sector) in urban India.

One of the issues stalling the development of low income housing is the lack of finance available to lower income households (especially those without documentation to prove incomes) to buy such homes. MHFC was set up to specifically address this gap.

The company received the necessary regulatory clearance from the National Housing Bank ("NHB") in the form of the Certificate of Registration ("COR") in Feb 2009 and sanctioned its first loan in June 2009.

Website www.mhfcindia.com

DHFL

Over 27 years have passed since the company’s inception and today DHFL arguably stands strong as one of India’s largest housing finance companies (and the second largest in the private sector).

Today, DHFL with its Corporate Office at Mumbai and 6 Zonal offices strives continually to reach out to its customers through its extensive network of 105 Branches, 67 Service Centers, 26 Camps and 7 Regional Processing Offices spread across the length and breadth of the country. DHFL also has tie ups with leading public and private sector banks namely Punjab & Sind Bank, United Bank of India and Central Bank of India and YES bank to provide home loans to customers through joint ventures. DHFL has also set up its representative offices in London and Dubai to serve the ever-increasing NRI population in these regions. It has also tied up with UAE Exchange to offer its home loan products through the various UAE Exchange centers in the GEC countries. DHFL is listed on the BSE & NSE and has been rated CARE AA+, BWR FAAA & CRISIL P1, and indicating high standards of business management.

Website www.dhfl.com

GRUH FINANCE

GRUH finance Ltd. a subsidiary of HDFC Ltd, is a Housing Finance Company (HFC) recognised by National Housing bank.

Gruh has 124 offices in 7 states across India viz Gujarat, Maharashtra, Karnataka, Rajasthan, Madhya Pradesh, Chhattisgarh and Tamil Nadu.

Website www.gruh.com

ICICI BANK

ICICI Home Finance Company Limited ("ICICI Home Finance" or "ICICI HFC") is one of the leaders in the Indian mortgage finance and realty space. Part of the ICICI Group, they have been driving innovation and growth in this sector. ICICI Bank is India's second-largest bank with total assets of 4,736.47 billion (US$ 93 billion) at March 31, 2012 and profit after tax Rs. 64.65 billion (US$ 1,271 million) for the year ended March 31, 2012. The Bank has a network of 2,755 branches and 9,363 ATMs in India, and has a presence in 19 countries, including India. Their vision as a growing housing finance company is to make the dream of owning a new home come true, for millions of Indians.

Website www.icicihfc.com

PNB

PNB Housing Finance Limited (PNBHFL) is a registered housing finance company with National Housing Bank (NHB). It was incorporated under the Companies Act, 1956 and commenced its operations on November 11, 1988.

With over two decades of specialised experience in housing finance, PNBHFL has a robust network of branches spread across the country which help its customers avail financial services (loans and deposits) seamlessly.

Website www.pnbhfl.com